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HRS §257-6

How banks can set up savings accounts for people

This section lets banks create special savings accounts called individual development accounts. The bank must tell the fiduciary organization that the account follows all the rules and that deposits were made for the account holder. The bank must keep the account in the account holder's name and allow deposits from the holder or others, including matching funds.

financial institutions

The statute, as written — Financial institutions

(a) Financial institutions shall be permitted to establish individual development accounts pursuant to this chapter. The financial institution shall certify to the fiduciary organization, on forms prescribed by same and accompanied by any documentation required by it, that such accounts have been established pursuant to all the provisions of this chapter and that deposits have been made on behalf of the account holder. (b) A financial institution establishing an individual development account shall: (1) Keep the account in the name of the account holder; (2) Permit deposits to be made in the account by the following, subject to the indicated conditions: (A) The account holder; or (B) A contribution made on behalf of the account holder. Such deposits may include moneys to match the account holder's deposits.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.