HRS §287-21

Other ways to show you have financial responsibility

Read the official text at capitol.hawaii.gov ↗

If you need to prove financial responsibility for a vehicle or as a non-owner, you can do it in one of several ways. You can file a certificate of insurance, a bond, a deposit of money or securities, or a self-insurance certificate with an agreement to pay certain judgments. This section lists these options.

The statute, as written — Alternate methods of giving proof

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

Proof of financial responsibility when required under this chapter with respect to a motor vehicle or with respect to a person who is not the owner of a motor vehicle may be given by filing: (1) A certificate of insurance as provided in section 287-22 or 287-23; or (2) A bond as provided in section 287-35; or (3) A certificate of deposit of money or securities as provided in section 287-36; or (4) A certificate of self-insurance, as provided in section 287-42, supplemented by an agreement by the self-insurer that, with respect to accidents occurring while the certificate is in force, the self-insurer will pay the same judgments and in the same amounts that an insurer would have been obligated to pay under an owner's motor vehicle liability policy if it had issued such a policy to the self-insurer.

Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§287-22 Using an insurance certificate to prove financial responsibility

§287-35 Using a bond to prove you can pay for damages

§287-36 Using cash or bonds to prove financial responsibility

§287-42 Who can self-insure and how to get a certificate

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.