HRS §287-29
Rules that apply to every motor vehicle liability policy
This section lists rules that automatically apply to every motor vehicle liability policy, even if they are not written in the policy. Once an accident happens, the insurance company must pay for covered damage and cannot cancel the policy. The policy, application, and any riders form the whole contract.
everyone
The statute, as written — General provisions governing liability policies
Every motor vehicle liability policy shall be subject to the following provisions which need not be contained therein: (1) The liability of the insurance carrier with respect to the insurance required by this chapter shall become absolute whenever injury or damage covered by the motor vehicle liability policy occurs; the policy may not be canceled or annulled as to such liability by any agreement between the insurance carrier and the insured after the occurrence of the injury or damage; no statement made by the insured or on the insured's behalf and no violation of the policy shall defeat or void the policy; (2) The satisfaction by the insured of a judgment for such injury or damage shall not be a condition precedent to the right or duty of the insurance carrier to make payment on account of such injury or damage; (3) The insurance carrier shall have the right to settle any claim covered by the policy, and if the settlement is made in good faith, the amount thereof shall be deductible from the limits of liability specified in section 287-25(2); (4) The policy, the written application therefor, if any, and any rider or endorsement which does not conflict with this chapter shall constitute the entire contract between the parties.
Sections this one refers to
§287-25 Owner's insurance policy requirements
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.