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HRS §288-4

What insurance must cover for common carriers

This section requires common carriers to have insurance that pays for injuries or property damage they cause. The insurance must meet minimum coverage amounts. The insurer must also file a copy of the policy form with county officials before the carrier's certificate is filed.

The statute, as written — Conditions of policy

The policy of insurance shall insure the common carrier named therein against loss from the liability imposed by law for damages arising out of the operation of the common carrier, the limits of which policy of insurance shall not be less than the standard public liability limit of $5,000 for bodily injury to or death of any one person in any one accident and subject to such limitation for one person, not less than $10,000 for bodily injuries to or death of two or more persons in any one accident, and not less than $5,000 for liability for damage to property of others for any one accident. Before the certificate referred to in section 288-3 is filed, the insurer shall file a copy of the form of policy of insurance referred to in the certificate with the treasurer or director of finance of each county in which any such certificate is filed.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§288-3 Passenger carriers must have liability insurance before driving

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.