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HRS §304A-603

Minors can get state higher education loans

Students who qualify for a state higher education loan cannot be turned down just because they are under 18. For getting and repaying the loan, they are treated as adults with full legal power.

borrowers

The statute, as written — Capacity of minors in qualifying for state higher education loans

Any student otherwise qualifying for a loan under the state higher education loan fund shall not be disqualified because the student is under the age of eighteen years, and for the purpose of applying for, receiving, and repaying the loan, any such person shall be deemed to have full legal capacity to act and shall have all rights, powers, privileges, and obligations of an adult with respect thereto.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.