HRS §412:10-108
What happens when a bank charter is denied
Read the official text at capitol.hawaii.gov ↗If the state banking commissioner decides an applicant does not meet the requirements for a charter, the commissioner must send a written denial. The applicant can ask for a hearing, and can appeal the final denial to court.
The statute, as written — Denial of charter
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
If the commissioner is not satisfied that the applicant meets all the criteria set forth for approval, the commissioner shall issue a written decision denying the applicant's application for charter. An applicant who is denied approval may request a hearing before the commissioner in accordance with chapter 91. Any final decision of the commissioner denying an applicant a charter may be appealed to the circuit court as provided in chapter 91.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.