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HRS §412:13-215

Foreign banks need a license for a Hawaii office

A foreign bank cannot open or keep a representative office in Hawaii unless it has a license from the state banking commissioner. However, a foreign bank that already has a federal agency or branch in Hawaii can have a representative office without that state license.

The statute, as written — Representative office of foreign banks; necessity of licensure

(a) No foreign bank shall establish or maintain a Hawaii representative office unless the foreign bank is licensed by the commissioner to maintain a Hawaii representative office. (b) Nothing in subsection (a) shall be deemed to prohibit a foreign bank which maintains a federal agency or federal branch in this State from establishing or maintaining one or more Hawaii representative offices.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.