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HRS §412:4-100

Which laws apply

This section says which laws apply to financial institutions that take deposits in Hawaii. It lists specific sections of this article that apply to all Hawaii institutions, and says federal institutions must follow the rest of the article if federal law allows. Other Hawaii laws also apply, and a bank's rights under this article add to, not replace, rights under other laws.

financial institutions

The statute, as written — Law applicable

(a) Sections 412:4-101, 412:4-102, 412:4-104, and 412:4-113 shall apply to all Hawaii financial institutions that are authorized by this chapter to solicit, accept, and hold deposits. The remaining sections of this article shall apply to all Hawaii financial institutions and, to the extent permitted by federal law, to federal financial institutions that are authorized to solicit, accept, and hold deposits in this State. (b) Other provisions of the laws of this State, including, but not limited to, chapter 490, the Uniform Commercial Code, chapter 551E, the Uniform Power of Attorney Act, chapter 553A, Uniform Transfers to Minors Act, chapter 556, the Uniform Fiduciaries Act, chapter 560, the Uniform Probate Code, and any successor or similar acts shall also be applicable to deposits in this State. The rights, protections, releases and discharges of financial institutions with respect to its depositors or third parties contained in this article and other applicable laws shall be cumulative.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§412:4-101 What kinds of deposit accounts can financial institutions offer

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.