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HRS §431:1-205

What counts as accident and health insurance

This section defines accident and health insurance, also called disability insurance. It covers insurance for injuries, disability, or death from accidents, and for disability or expenses from sickness, including health and medical insurance. It is a definition only, with no rules about how to buy or use it.

everyone

The statute, as written — Accident and health or sickness insurance defined

Accident and health or sickness insurance, also referred to as disability insurance, is insurance against bodily injury, disablement, or death by accident, or accidental means, or the expense thereof; against disablement or expense resulting from sickness; and every insurance appertaining thereto, including health and medical insurance.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.