HRS §431:10-108
When a lower readability score is allowed
Read the official text at capitol.hawaii.gov ↗This section lets the insurance commissioner approve a contract with a lower readability score than the usual minimum. The commissioner can do this if a lower score would better show how readable the contract is, fits the type of contract, or is needed because state law requires certain language.
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The statute, as written — Flesch reading ease score; lower score authorized; when
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
The commissioner may authorize a score lower than the minimum Flesch reading ease score required in section 431:10-104(1) when the commissioner determines that the lower score: (1) Will provide a more accurate indication of the readability of the contract; (2) Is warranted by the nature of a particular contract form, type or class of contract forms; or (3) Is the result of any language required by state law, regulation or agency interpretation.
Sections this one refers to
§431:10-104 Insurance contract readability rules
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