HRS §431:10-109
Health insurance coverage disclosure requirements
Insurance companies must give current and future policyholders clear written information about what their health plan covers, including any limits or exclusions. This information must be provided before the policy is issued and again if asked after it starts.
The statute, as written — Disclosure of health care coverage and benefits
In order to ensure that all individuals understand their health care options and are able to make informed decisions, all insurers shall provide current and prospective insureds with written disclosure of coverages and benefits, including information on coverage principles and any exclusions or restrictions on coverage. The information provided shall be current, understandable, and available prior to the issuance of a policy, and upon request after the policy has been issued.
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