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HRS §431:10-109

Health insurance coverage disclosure requirements

Insurance companies must give current and future policyholders clear written information about what their health plan covers, including any limits or exclusions. This information must be provided before the policy is issued and again if asked after it starts.

The statute, as written — Disclosure of health care coverage and benefits

In order to ensure that all individuals understand their health care options and are able to make informed decisions, all insurers shall provide current and prospective insureds with written disclosure of coverages and benefits, including information on coverage principles and any exclusions or restrictions on coverage. The information provided shall be current, understandable, and available prior to the issuance of a policy, and upon request after the policy has been issued.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.