HRS §431:10-216
What extra clauses an insurance policy can include
An insurance policy can have extra clauses if they do not conflict with this part of the law. These clauses must be required by the insurer's home state law, or they must be suitable or needed to explain the rights and duties of the people in the contract.
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The statute, as written — Additional contents
A policy may contain additional provisions, which are not inconsistent with this part, and which are: (1) Required to be inserted by the laws of the insurer's state of domicile; or (2) Appropriate or necessary to state the rights and obligations of the parties to the contract.
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