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HRS §431:10-217

Charter and bylaw provisions in insurance policies

This section says an insurance policy cannot make part of the insurer's charter, bylaws, or other founding documents part of your contract unless those parts are printed in full in the policy. If a policy tries to do this, that part is not valid.

everyone

The statute, as written — Charter, bylaw provisions

No policy shall contain any provision purporting to make any portion of the charter, bylaws or other constituent document of the insurer a part of the contract unless that portion is set forth in full in the policy. Any policy provision in violation of this section shall be invalid.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.