HRS §431:10-226
How insurers can renew or extend a policy
Read the official text at capitol.hawaii.gov ↗An insurance company can choose to renew or extend a policy that ends on a set date, even if it wasn't originally renewable. They can do this using a certificate or an endorsement on the current policy, and they don't have to issue a new policy.
The statute, as written — Renewal of policy; new policy not required
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
At the option of the insurer, any insurance policy terminating at a specified expiration date and not otherwise renewable, may be renewed or extended, upon a currently authorized policy form and at the premium rate then required for a specific additional period or periods by a certificate or by endorsement of the policy. The issuance of a new policy is not required.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.