HRS §431:10-238
Noncomplying insurance forms are still valid
An insurance policy, rider, or endorsement that is otherwise valid is not made invalid just because it includes a condition or provision that does not meet the requirements of this part. Instead, the policy is treated as if it fully complied with the code, meaning the noncomplying part is ignored and the compliant rules apply.
everyone
The statute, as written — Validity of noncomplying forms
Any insurance policy, rider or endorsement hereafter issued and otherwise valid, is not rendered invalid by the inclusion of any condition or provision not in compliance with the requirements of this part, but shall be construed and applied in accordance with such conditions and provisions as would have applied had the policy, rider or endorsement been in full compliance with this code.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.