HRS §431:10-240
Insurance policies do not cover punitive damages unless stated
This law says that an insurance policy issued in Hawaii does not pay for punitive or exemplary damages unless the policy specifically says it does. Punitive damages are extra money a court orders someone to pay as punishment, not to cover actual losses.
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The statute, as written — Insurance contracts; punitive damages
Coverage under any policy of insurance issued in this State shall not be construed to provide coverage for punitive or exemplary damages unless specifically included.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.