HRS §431:10-242
When the insurer loses in court, it pays your legal fees
If an insurance company fights your claim and a court orders it to pay, the company must also pay your reasonable lawyer's fees and court costs, on top of the policy benefits. This applies to the policyholder, a beneficiary, or anyone who took over their rights.
everyone
The statute, as written — Policyholder and other suits against insurer
Where an insurer has contested its liability under a policy and is ordered by the courts to pay benefits under the policy, the policyholder, the beneficiary under a policy, or the person who has acquired the rights of the policyholder or beneficiary under the policy shall be awarded reasonable attorney's fees and the costs of suit, in addition to the benefits under the policy.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.