HRS §431:10A-114
What happens to coverage when you pass an age limit
If your health or accident insurance policy has an age limit and the insurer accepts your premium for a period that goes past that date, your coverage stays in force until that paid period ends, unless the insurer cancels it. If you gave the wrong age and the policy would not have covered you anyway, the insurer only has to refund the premiums for the time not covered, if you ask.
The statute, as written — Age limit
If any policy of accident and health or sickness insurance contains a provision establishing as an age limit or otherwise, a date after which the coverage provided by the policy will not be effective, and if such date falls within a period for which premium is accepted by the insurer or if the insurer accepts a premium after such date, the coverage provided by the policy will continue in force subject to any right of cancellation until the end of the period for which premium has been accepted. In the event the age of the insured has been misstated and if, according to the correct age of the insured, the coverage provided by the policy would not have become effective, or would have ceased prior to the acceptance of such premium or premiums, then the liability of the insurer shall be limited to the refund, upon request, of all premiums paid for the period not covered by the policy.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.