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HRS §431:10A-143

Health insurers cannot charge more based on gender

This law stops health insurers from charging a person a higher premium or contribution just because of their gender. It applies to individual accident and health or sickness insurance policies issued or renewed in Hawaii. The rule says people of different genders who are similarly situated must pay the same amount.

The statute, as written — Prohibited discrimination in premiums or contributions

No individual policy of accident and health or sickness insurance and no health insurer offering individual accident and health or sickness insurance coverage issued or renewed in this State shall require an individual, as a condition of enrollment or continued enrollment under the policy, to pay a premium or contribution based on the individual's gender that is greater than the premium or contribution for a similarly situated individual of the opposite gender who is covered under the same policy or a substantially similar policy offered by the same insurer.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.