HRS §431:10A-212
Insurance companies cannot charge more based on gender
Read the official text at capitol.hawaii.gov ↗This law stops health insurers from charging a person a higher premium or contribution just because of their gender. It applies to group health insurance policies issued or renewed in Hawaii. The rule says people of different genders who are in similar situations must pay the same amount.
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The statute, as written — Prohibited discrimination in premiums or contributions
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
No group policy of accident and health or sickness insurance and no health insurer offering group accident and health or sickness insurance coverage issued or renewed in this State shall require an individual, as a condition of enrollment or continued enrollment under the policy, to pay a premium or contribution based on the individual's gender that is greater than the premium or contribution for a similarly situated individual of the opposite gender who is covered under the same policy or a substantially similar policy offered by the same insurer.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.