HRS §431:10A-601
Reciprocal Beneficiary Family Coverage
This section says insurance companies must offer family coverage to registered reciprocal beneficiaries if they already offer it to other people. The policy can cover the beneficiary, their partner, and dependent children. Employers may pay any extra cost, but are not required to.
employers
The statute, as written — Reciprocal beneficiary family coverage defined; policyholder and employer responsibility for costs; availability
(a) Any other law to the contrary notwithstanding, reciprocal beneficiary family coverage, as defined in subsection (b), shall be made available to reciprocal beneficiaries, as defined in chapter 572C, but only to the extent that family coverage, as defined in section 431:10A-103, is currently available to individuals who are not reciprocal beneficiaries. (b) As used in this section, "reciprocal beneficiary family coverage" means a policy that insures, originally or upon subsequent amendment, a reciprocal beneficiary who shall be deemed the policyholder, the other party to the policyholder's reciprocal beneficiary relationship registered pursuant to chapter 572C, and dependent children or any child of any other person dependent upon either reciprocal beneficiary. (c) If a reciprocal beneficiary policyholder incurs additional costs or premiums, if any, by electing reciprocal beneficiary family coverage under this section, the employer may pay additional costs or premiums.
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