HRS §431:10C-113
Penalty for illegally rejecting, canceling, or not renewing a policy
This section sets a penalty for anyone who knowingly breaks the rules about rejecting, canceling, or not renewing auto insurance policies. Each policyholder or applicant affected counts as a separate violation. It also says that general fraud and misrepresentation rules apply to extra optional coverages beyond what the insurer must offer.
everyone
The statute, as written — Violation of rejection, cancellation and nonrenewal provisions
(a) Whoever knowingly violates, or conspires to violate, the provisions of section 431:10C-110 and section 431:10C-111 shall be assessed a civil penalty in an amount not to exceed $1,000 for each separate violation. Each violation of section 431:10C-110 with respect to a policyholder or applicant for insurance shall constitute a separate violation. (b) The principles of law and equity regarding fraud and misrepresentation of material fact shall apply with respect to optional-additional coverages which are in excess of those which the insurer is required to make available to insureds under section 431:10C-302.
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