HRS §431:10C-207
Insurance companies cannot use personal traits to set rates
Read the official text at capitol.hawaii.gov ↗This law stops insurance companies from using certain personal details, like race, age, or marital status, to decide your insurance rates. It applies to any rating plan they use. The law lists specific traits that cannot be considered.
everyone
The statute, as written — Discriminatory practices prohibited
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
No insurer shall base any standard or rating plan, in whole or in part, directly or indirectly, upon a person's race, creed, ethnic extraction, age, sex, length of driving experience, credit bureau rating, marital status, or physical handicap.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.