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HRS §431:10C-303

Who can get personal injury protection benefits

This section says who has a right to personal injury protection (PIP) benefits after a car accident. If the accident happens in Hawaii, all insured people and their survivors can get benefits. If the accident happens outside Hawaii, only certain insured people and vehicle occupants can get benefits.

The statute, as written — Right to personal injury protection benefits

(a) If the accident causing accidental harm occurs in this State, every person insured under this article, and such person's survivors, suffering loss from accidental harm arising out of the operation, maintenance, or use of a motor vehicle, has a right to personal injury protection benefits. (b) If the accident causing accidental harm occurs outside this State, the following persons and their survivors suffering loss from accidental harm arising out of the operation, maintenance, or use of a motor vehicle, have a right to personal injury protection benefits as defined in section 431:10C-103.5(a): (1) Insureds as defined in section 431:10C-103; and (2) The driver and other occupants of an insured vehicle, other than a vehicle which is regularly used in the course of the business of transporting persons or property and which is one of five or more vehicles under common ownership.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.