HRS §431:10C-604
Getting a self-insurance certificate
Read the official text at capitol.hawaii.gov ↗The state insurance commissioner must give you a self-insurance certificate if you meet two conditions: you provide a bond, cash, or securities (or other proof) that is as safe as a regular car insurance policy, and the commissioner is satisfied that people hurt by you can claim against you just like they could against an insurance company.
everyone
The statute, as written — Issuance of certificate of self-insurance
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
The commissioner shall issue a certificate of self-insurance if: (1) The applicant has provided the bond, cash, or securities and proof of qualification as a self-insurer affording security substantially equivalent to that afforded under a motor vehicle insurance policy; and (2) The commissioner is satisfied that in case of injury, death, or property damage, any claimant would have the same rights against the self-insurer as the claimant would have had if a motor vehicle insurance policy was applicable.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.