HRS §431:10D-110
When a reinstated life insurance policy can be challenged
Read the official text at capitol.hawaii.gov ↗If you reinstate a life insurance policy or annuity contract, the company can challenge it for fraud or false statements about the reinstatement, but only for the same time period as the original contestability period. This section sets that rule.
The statute, as written — Incontestability after reinstatement
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
The reinstatement of any policy of life insurance or contract of annuity delivered or issued for delivery in this State may be contestable on account of fraud or misrepresentation of facts material to the reinstatement only for the same period following reinstatement as the policy provides with respect to contestability after original issuance.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.