← Back to search

HRS §431:10D-110

When a reinstated life insurance policy can be challenged

If you reinstate a life insurance policy or annuity contract, the company can challenge it for fraud or false statements about the reinstatement, but only for the same time period as the original contestability period. This section sets that rule.

The statute, as written — Incontestability after reinstatement

The reinstatement of any policy of life insurance or contract of annuity delivered or issued for delivery in this State may be contestable on account of fraud or misrepresentation of facts material to the reinstatement only for the same period following reinstatement as the policy provides with respect to contestability after original issuance.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.