← Back to search

HRS §431:10D-116

Life insurers cannot sell certain group death benefit policies

This section bans life insurance companies from selling policies that group policyholders and pay benefits to survivors when another in the group dies. It also bans policies that give benefits to remaining policyholders if others' policies end, for any reason. This is a narrow rule about prohibited policy types.

The statute, as written — Prohibited policy plans

No life insurer shall issue for delivery or deliver in this State any life insurance policy: (1) Issued under any plan for the segregation of policyholders into mathematical groups and providing benefits for a surviving policyholder of a group arising out of the death of another policyholder of such group, or under any other similar plan. (2) Providing benefits or values for surviving or continuing policyholders contingent upon the lapse or termination of the policies of other policyholders, whether by death or otherwise.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.