HRS §431:10H-106
Rules for selling long-term care insurance
The insurance commissioner can make rules about how long-term care insurance is sold. These rules must require full and fair disclosure of policy details, including renewability, eligibility, coverage, and termination. The rules also cover other policy terms and definitions.
The statute, as written — Rules
The commissioner may adopt rules that include standards for full and fair disclosure setting forth the manner, content, and required disclosures for the sale of long-term care insurance policies, terms of renewability, initial and subsequent conditions of eligibility, non-duplication of coverage provisions, coverage of dependents, preexisting conditions, termination of insurance, continuation or conversion, probationary periods, limitations, exceptions, reductions, elimination periods, requirements for replacement, recurrent conditions, and definition of terms.
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