HRS §431:10H-302
What long-term care policies must cover after 2000
Long-term care insurance policies sold after June 30, 2000, must cover at least one type of care listed in another section. They do not have to meet certain federal tax rules, but if they don't, they won't get tax benefits.
everyone
The statute, as written — Individual long-term care insurance policy coverages
(a) Every individual long-term care insurance policy sold after June 30, 2000, shall provide coverage for one or more of the types of care enumerated under section 431:10H-301(c). (b) An individual long-term care insurance policy sold after June 30, 2000, shall not be required to conform to Subtitle C of the Health Insurance Portability and Accountability Act of 1996, P.L. 104-191, as amended, and to Section 7702B of the Internal Revenue Code of 1986, as amended; provided that if it does not conform, then it shall not qualify for federal or state income tax benefits.
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