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HRS §431:12-106

Insurance companies must tell buyers about mass plans

Before you buy insurance through a mass merchandising plan, the insurer must fully and fairly explain the plan. They must cover the price, how to file claims, what is covered, how long coverage lasts, and what services you get.

The statute, as written — Disclosure

Every insurer selling insurance on a mass merchandising basis shall, prior to sale, make full and fair disclosures to prospective insureds of all features of the plan, including but not limited to premium rates, claims procedure, benefits, duration of coverage, and policyholder services.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.