← Back to search

HRS §431:12-109

Cancellation and nonrenewal notice rules

This section says an insurance company must give an employee 30 days' written notice before canceling their individual policy or dropping them from a group policy. The notice must explain why. The insurer must also let the employer talk to the employee and give reasons against the cancellation before the 30 days end.

employeesemployers

The statute, as written — Cancellation and nonrenewal

Except as provided by section 431:12-108, no policy of an individual employee or participation of an employee in a group policy shall be cancelled or its renewal denied unless a thirty-day written notice of cancellation or renewal is given the employee. All such notices shall set forth the reasons for the cancellation or nonrenewal. The insurer, prior to the expiration of the thirty-day period, shall afford the employer a reasonable opportunity to consult with the insured and to present facts in opposition to cancellation or nonrenewal.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§431:12-108 When an employer fails to send in premiums

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.