HRS §431:14A-115
When an insurance company can deny or cancel a policy
Read the official text at capitol.hawaii.gov ↗This section lists the reasons an insurance company can refuse to cover you, refuse to renew your policy, or cancel your existing policy. These reasons include not paying premiums, not allowing safety checks, not following safety programs, or giving wrong information about your business. It does not cover other possible reasons.
businessesemployers
The statute, as written — Denial, cancellation, and termination
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
The company may deny coverage or renewal of an existing policy or may terminate an existing policy of a policyholder or applicant for: (1) Nonpayment of an undisputed premium; (2) Refusal to permit on-site workplace safety examinations; (3) Failure to comply with workplace safety and health programs required by the company; or (4) Failure to accurately disclose information concerning the applicant's or policyholder's ownership, change of ownership, operations, or payroll, including the allocation of payroll among state and federal compensation programs, and other information necessary for the board to determine premium rates.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.