HRS §431:14G-103
Rules for setting insurance rates
Read the official text at capitol.hawaii.gov ↗This section says insurance rates must be fair and not too high, too low, or unfairly different for similar people. Rates must match the cost of benefits. It also says plans don't have to be the same, but they can be if needed to follow these rules.
The statute, as written — Making of rates
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
(a) Rates shall not be excessive, inadequate, or unfairly discriminatory and shall be reasonable in relation to the costs of the benefits provided. (b) Except to the extent necessary to meet subsection (a), uniformity among managed care plans in any matters within the scope of this section shall be neither required nor prohibited.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.