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HRS §431:16-113

Prevention of insolvencies

This section lets the insurance guaranty association's board help prevent insurer failures. The board can suggest regulatory improvements to the insurance commissioner, and after an insurer goes broke, it can write a report on what caused the failure and give it to the commissioner.

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The statute, as written — Prevention of insolvencies

To aid in the detection and prevention of insurer insolvencies: (1) The board of directors, upon majority vote, may make recommendations to the commissioner on matters generally related to improving or enhancing regulation for solvency; and (2) At the conclusion of any domestic insurer insolvency in which the association was obligated to pay covered claims, the board of directors may prepare a report on the history and causes of the insolvency, based on the information available to the association, and submit the report to the commissioner.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.