HRS §431:2D-108
Who can conduct insurance market checks
Read the official text at capitol.hawaii.gov ↗This section says the people who check insurance companies must be qualified by their education, experience, and any needed licenses. The insurance commissioner can hire outside experts if needed. It also lists when these inspectors have a conflict of interest, but allows some common situations.
state agencies
The statute, as written — Market conduct surveillance personnel
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
(a) Market conduct surveillance personnel shall be qualified by education, experience, and, where applicable, professional designations. The commissioner may supplement the in-house market conduct surveillance staff with qualified outside professional assistance if the commissioner determines that assistance is necessary. (b) Market conduct surveillance personnel have a conflict of interest, either directly or indirectly, if they are affiliated with the management, have been employed by, or own a pecuniary interest in the insurer subject to any examination under this article within the most recent five years prior to the use of the personnel. This section shall not be construed to automatically preclude an individual from being: (1) A policyholder or claimant under an insurance policy; (2) A grantee of a mortgage or similar instrument on the individual's residence from a regulated entity if done under customary terms and in the ordinary course of business; (3) An investment owner in shares of regulated diversified investment companies; or (4) A settlor or beneficiary of a "blind trust" into which any otherwise permissible holdings have been placed.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.