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HRS §431:3-107

What reciprocal insurance means

Read the official text at capitol.hawaii.gov ↗

This section defines reciprocal insurance. It is a type of insurance where people in an unincorporated group exchange insurance contracts with each other through a common attorney-in-fact. This way, they provide insurance coverage for one another.

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The statute, as written — Reciprocal insurance

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

Reciprocal insurance means that insurance resulting from the exchange of insurance contracts among subscribers of an unincorporated association, the interexchange being effectuated through an attorney-in-fact common to all such subscribers, thereby providing insurance coverage on each other.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.