HRS §431:3-204

Which insurance types an insurer can sell

Read the official text at capitol.hawaii.gov ↗

This section says an insurance company can be allowed to sell one or more types of insurance, as long as it meets other requirements. But there are two limits: a life insurance company can only sell life insurance plus accident and health or sickness insurance, unless it was already allowed to sell more before July 1, 1988. A reciprocal insurer cannot sell life or accident and health or sickness insurance.

The statute, as written — Classes of insurance authorized

A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.

An insurer which otherwise qualifies therefor may be authorized to transact any one or more classes of insurance as defined in sections 431:1-204 to 431:1-211; provided that: (1) A life insurer shall not transact any insurance in addition to life insurance except accident and health or sickness insurance; provided that nothing herein shall limit a life insurer existing and authorized on July 1, 1988, from writing any authorized insurance stated in its charter; and (2) A reciprocal insurer shall not transact life or accident and health or sickness insurance.

Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

Sections this one refers to

§431:1-204 What counts as life insurance and special rules for charitable gift annuities

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.