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HRS §431:3-213

When the state must issue or deny an insurer's license

The insurance commissioner must give an insurer a certificate of authority if the insurer meets all legal requirements. If not, the commissioner must deny the certificate within a reasonable time after the insurer applies. For a reciprocal insurer, the certificate goes to its attorney in the insurer's name.

attorneys

The statute, as written — Authority issued or denied

(a) If the commissioner finds that an insurer has met the requirements for and is fully entitled thereto under this code, the commissioner shall issue to it a proper certificate of authority. (b) If the commissioner does not so find, the commissioner shall deny the insurer certificate of authority within a reasonable length of time following filing of the application by the insurer. (c) The certificate of authority of a reciprocal insurer shall be issued to its attorney in the name of the insurer.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.