HRS §431:3A-501
State law does not override federal credit reporting rules
This section says that Hawaii's insurance rules do not change, limit, or replace the federal Fair Credit Reporting Act. It also says you cannot assume anything about what counts as transaction or experience information under federal law based on this state law.
everyone
The statute, as written — Protection of Fair Credit Reporting Act
Nothing in this article shall be construed to modify, limit, or supersede the federal Fair Credit Reporting Act, Title 15 United States Code section 1681, et seq., as amended, and no inference shall be drawn on the basis of the provisions of this article regarding whether information is transaction or experience information under Title 15 United States Code section 602, et seq., as amended.
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