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HRS §431:3D-103

Insurance companies must have a risk management plan

An insurance company must keep a system to find, check, watch, handle, and report its big risks. If the company belongs to a group, the group's system can count for the company if it covers the company's operations.

The statute, as written — Risk management framework

An insurer shall maintain a risk management framework to assist the insurer with identifying, assessing, monitoring, managing, and reporting its material and relevant risks. This requirement may be satisfied if the insurance group of which the insurer is a member maintains a risk management framework applicable to the operations of the insurer.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.