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HRS §431:3D-109

Fines for late ORSA reports

An insurance company that does not file its own risk and solvency assessment summary report on time, without a good reason, must pay a daily fine. The fine is set by the commissioner after a hearing. The total fine cannot exceed a maximum amount, and the commissioner can lower it if the company shows financial hardship.

The statute, as written — Sanctions

(a) Any insurer failing without just cause to timely file the own risk and solvency assessment summary report as required in this article shall be required after notice and hearing to pay a penalty of not less than $100 and not more than $500 for each day's delay, which shall be recovered by the commissioner. Any penalty recovered pursuant to this section shall be paid into the compliance resolution fund. (b) The maximum penalty under this section is $50,000. The commissioner may reduce the penalty if the insurer demonstrates to the commissioner that imposing the penalty would constitute a financial hardship to the insurer.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.