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HRS §431:4-107

Permit needed before collecting money to start an insurance company

Before you can advertise, ask for money, or collect funds to start certain insurance-related businesses in Hawaii, you must get a solicitation permit from the insurance commissioner. Breaking this rule can lead to a fine or jail time.

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The statute, as written — Solicitation permit required

(a) No person forming or proposing to form in this State any of the following shall advertise, solicit or receive any funds, agreement, stock subscription or membership on account thereof, unless the person has applied for and has received from the commissioner a solicitation permit: (1) An insurer, (2) An insurance holding corporation, (3) A stock corporation to finance an insurer or insurance production, or (4) A corporation to manage an insurer. (b) Any person violating this section shall be fined not more than $10,000 or imprisoned not more than ten years, or both.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.