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HRS §431:4-124

Insurers cannot guarantee personal debts of their leaders

This law stops insurance companies and their related companies from promising to pay the personal debts of their directors or officers. Any such promise is invalid. It does not apply to normal insurance policies or surety bonds the company issues.

The statute, as written — Prohibited guaranty

No domestic insurer or its affiliates or subsidiaries shall guarantee the financial obligation of any director or officer of such insurer or affiliate or subsidiary in the director's or officer's personal capacity, and any such guaranty attempted shall be void. This prohibition shall not apply to obligations of the insurer under surety bonds or insurance contracts issued in the regular course of business.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.