HRS §431:4-310
Rules for mutual insurer bylaws
Read the official text at capitol.hawaii.gov ↗A domestic mutual insurer must have bylaws and file them with the insurance commissioner. The commissioner can reject bylaws that break state law or unfairly limit member rights. Rejected bylaws cannot be used while the rejection stands.
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The statute, as written — Bylaws
A copy, taken August 20, 2026. The version published by the Legislature is the one that governs, and it may have changed since. Check it before relying on anything here.
(a) A domestic mutual insurer shall adopt bylaws for the conduct of its affairs. (b) The bylaws, or any modification of the bylaws, shall be filed with the commissioner. (c) The commissioner shall disapprove any such bylaws, or as so modified, and the commissioner shall communicate such disapproval to the insurer, if the commissioner finds after a hearing thereon, that: (1) It is not in compliance with the laws of this State, or (2) It unreasonably interferes with the rights of members or exercise of such rights. (d) No bylaws or modification, so disapproved shall be effective during the existence of such disapproval.
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