HRS §431:8-309
Paying your premium to a surplus lines broker counts as paying the insurer
If you pay your insurance premium to a surplus lines broker who is working for you, the law treats that payment as if you paid the insurance company directly. This is true even if the policy says something different. It protects you when you pay the broker.
The statute, as written — Effect of payment to surplus lines broker
Payment of a premium to a surplus lines broker acting for a person other than the surplus lines broker in negotiating, continuing, or reviewing any policy of insurance under this part shall be deemed to be payment to the insurer, notwithstanding whatever conditions or stipulations may be inserted in the policy or contract.
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.