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HRS §431K-6

Purchasing groups exempt from certain insurance laws

A purchasing group that meets federal rules is exempt from Hawaii laws that restrict group insurance buying or treat the group unfairly. Insurers can also give such groups better rates or terms based on their claims history. All other Hawaii laws still apply.

businesses

The statute, as written — Purchasing groups; exemption from certain laws relating to the group purchase of insurance

A purchasing group meeting the criteria established under the provisions of the Federal Liability Risk Retention Act of 1986, P.L. 99-563, shall be exempt from any law of this State relating to the creation of groups for the purchase of insurance, prohibition of group purchasing or any law that would discriminate against a purchasing group or its members. In addition, an insurer shall be exempt from any law of this State which prohibits providing, or offering to provide, to a purchasing group or its members advantages based on their loss and expense experience not afforded to other persons with respect to rates, policy forms, coverages or other matters. A purchasing group shall be subject to all other applicable laws of this State.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.