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HRS §432:1-607

Health insurance cannot use genetic information against you

Mutual benefit societies (a type of health insurer) cannot use your or your family's genetic information to deny coverage, raise premiums, or ask for it. They also cannot share it without your written permission each time.

everyone

The statute, as written — Genetic information nondiscrimination in health insurance coverage

(a) No mutual benefit society may: (1) Use an individual's or a family member's genetic information, or request for genetic services, to deny or limit any coverage or establish eligibility, continuation, enrollment, or premium payments; (2) Request or require collection or disclosure of an individual's or a family member's genetic information; or (3) Disclose an individual's or a family member's genetic information without the written consent of the person affected, the person's legal guardian, or a person with power of attorney for health care for the person affected. This consent shall be required for each disclosure and shall include the name of each person or organization to whom the disclosure will be made. (b) As used in this section: "Family member" means, with respect to the individual, another individual related by blood to that individual. "Genetic information" means information about genes, gene products, hereditary susceptibility to disease, or inherited characteristics that may derive from the individual or family member. "Genetic services" means health services to obtain, assess, or interpret genetic information for diagnosis, therapy, or genetic counseling.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.