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HRS §432:1-624

Health plans cannot charge more based on gender

This law stops health insurance plans from charging a person more for coverage just because of their gender. If two people are in similar situations, they must pay the same premium, no matter their gender. This applies to plans sold or renewed in Hawaii.

everyone

The statute, as written — Prohibited discrimination in premiums or contributions

No individual or group hospital or medical service plan contract and no mutual benefit society offering individual or group hospital or medical service plan contracts issued or renewed in this State shall require an individual, as a condition of enrollment or continued enrollment under the plan contract, to pay a premium or contribution based on the individual's gender that is greater than the premium or contribution for a similarly situated individual of the opposite gender who is covered under the same plan contract or a substantially similar plan contract offered by the same mutual benefit society.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.