HRS §432:2-104
What counts as a fraternal benefit society
This section defines a fraternal benefit society. It is a group that has no capital stock, works for its members and their beneficiaries, not for profit, uses a lodge system with rituals, has a representative government, and provides benefits as the law requires. Such a group is officially recognized as a fraternal benefit society.
everyone
The statute, as written — Fraternal benefit societies
Any incorporated society, order or supreme lodge, without capital stock, including one exempted under the provisions of section 432:2-704(a)(2) whether incorporated or not, conducted solely for the benefit of its members and their beneficiaries and not for profit, operated on a lodge system with ritualistic form of work, having a representative form of government, and which provides benefits in accordance with this article, is hereby declared to be a fraternal benefit society.
Sections this one refers to
§432:2-704 Which groups are exempt from insurance rules
LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.