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HRS §432D-33

Health plans cannot charge more based on gender

This law stops health insurance plans and HMOs from charging a person a higher premium or contribution just because of their gender. It applies to new and renewed policies in Hawaii. The rule compares people in similar situations under the same or similar plans.

everyone

The statute, as written — Prohibited discrimination in premiums or contributions

No individual or group policy, contract, plan, or agreement and no health maintenance organization offering group or individual policies, contracts, plans, or agreements issued or renewed in this State shall require an individual, as a condition of enrollment or continued enrollment under a policy, contract, plan, or agreement, to pay a premium or contribution based on the individual's gender that is greater than the premium or contribution for a similarly situated individual of the opposite gender who is covered under the same policy, contract, plan, or agreement or a substantially similar policy, contract, plan, or agreement offered by the same health maintenance organization.
Read the official text at capitol.hawaii.gov ↗as published Jan 6, 2026our copy taken Aug 20, 2026

LawTrove is not legal advice. The summary above is a computer-generated restatement — the authoritative text is the official version linked above.